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Management jobs tend to be financially rewarding, as well. Many of the roles on our list of high-paying jobs are management positions. Although they typically earn the highest salary of all management positions, they also work extremely long hours and are essentially responsible for the success of their companies. Chief executives earned median annual pay of $179,520 in 2021. They also direct and oversee the work of other information technology (IT) workers....

Forward Trading Physical trading, or cash trading, gave way to forward trading. Forwards allowed some market participants to hedge price risk for production or consumption. They also allowed others to speculate or invest in the future direction of prices. Forwards are a derivative, their value derived from the price of the underlying physical staple or commodity. In a classic forward transaction, the buyer and seller transact with one another, each assuming the performance risk of the other....

Defining an Economic Calendar An economic calendar shows the scheduled news events or data releases related to the economy and financial markets. New GDP growth rate figures, the latest non-farm payroll numbers, and interest rate decisions—these are all examples of what you may find on an economic calendar. There are loads of these economic data releases—at least once a week on average, and sometimes every day during particularly busy weeks. These events are listed on the economic calendar, along with the scheduled time of the release....

Benefits of Registering a Trademark or Service Mark Although you can use a trademark or service mark without registering it, there are several benefits to registering this mark: Registration serves as notice of your claim of ownership.Registration helps support your claim of ownership if you need to go to court.You can use U.S. trademark registration to help you obtain registration in other countries. Trademarks and Service Marks are registered in the U....

The individual units normally share walls, but that isn’t a requirement. The main difference between condos and regular single homes is that there is no individual ownership of a plot of land. All the land in the condominium project is owned in common by all the homeowners. The Benefits There are many good reasons for owning a condominium. One of the most common is their continued popularity over time, which means that when you’re ready to retire or move, selling your condo will perhaps be easier than selling a single home....

Pros and Cons of Rewards-Based Crowdfunding Sites like Kickstarter and Indiegogo are called rewards-based crowdfunding platforms because companies or people who fundraise on them provide incentives to donors who donate their money to worthy projects or companies. For example, if you’re developing a new type of tent, you’ll offer your donors various incentives based on how much they donate. If a donor gives $50, they’ll get early access to purchase the tent, along with an insulated mug....

PayPal has more than 325 million active accounts in 200 markets and more than 100 currencies around the world. Despite its popularity, though, PayPal isn’t the perfect solution for every small business. Here is a look at the pros and cons of using PayPal as your primary online payment processor for your small business. Pros of Using PayPal It’s easy to setup and use. Your clients/customers may already be familiar with PayPal....

Most business owners share these tax perks, but the finer details can differ a bit at tax time. Rental property owners file Schedule E with their tax returns, whereas most self-employed business owners file a Schedule C. This means that slightly different rules apply. What Counts as Rental Income? The first step in reducing your rental income for tax purposes is understanding exactly what rental income is. The Internal Revenue Service defines it as any payments you receive in exchange for the occupation of a property that you own....

This credit applies to taxpayers with qualifying adult dependents and children who are too old to qualify for the child tax credit. These children would still qualify as their parents’ dependents for purposes of the child tax credit but exceed the child tax credit’s age limit. How Much Is the Credit for Other Dependents? The credit for other dependents provides a $500 tax credit for each qualifying dependent you can claim....

We watch leaves explode in vibrant colors as For Sale signs pop up in yards in parts of the country with four seasons. People are happy and relaxed as the temperature begins to drop. It’s not just sweater weather that creates static electricity in autumn. It’s also the scurrying of agents diligently working to pop a few more sales into the hopper before third-quarter sales results are posted. Still, November can be one of the slowest months of the year for home sales, according to the National Association of Realtors (NAR)....

The average rate offered to homebuyers using a conventional 30-year fixed mortgage stayed at 4.34%, the same as the previous business day, and the highest since 2020. (Our daily mortgage rate data only goes back to April 2021, but our data on yearly highs and lows dates back to 2020, when it was as high as 4.71% in March and as low as 2.89% in December.) The average for a 15-year fixed mortgage rose to 3....

The average rate offered for a conventional 30-year fixed mortgage increased to 5.83% from 5.72% the previous business day, while the average 15-year rate rose to 4.82% from 4.77% the previous business day. Rates have been on an upward trajectory for more than a week, slowly climbing back toward the peaks they reached in April. The 30-year had spiked as high as 6.19%, and the 15-year, 5.26%. Those were the highest levels we’d seen since at least 2019 (and likely much farther back....

Review these job interview etiquette tips for before, during, and after a job interview, to ensure that your job interview etiquette is up to speed and you’re making the best impression on the interviewer. Regardless of the type of job you’re interested in, you want that first impression to be a great one. When dressing for an interview for a professional position, dress accordingly in business attire. If you’re applying for a job in a more casual environment, like a store or restaurant, it’s still important to be neat, tidy, and well-groomed, and to present a positive image to the employer....

The employer has determined that those skills are necessary for success on the job. In addition, the employer wants to reduce the applicant pool so they can review the credentials of only the most qualified applicants for the job. So, sometimes it can make sense to save your time and not apply to a job. Here’s when to consider other options. Top 7 Reasons Not to Apply for a Job If any of the following describe you or your situation, it may be best to save your energy for other job openings....

Mutual Funds Offer Diversification Diversification may be the greatest benefit of mutual funds. The beauty of investing in mutual funds is that you can buy one fund and obtain instant access to hundreds of individual stocks or bonds. Otherwise, in order to diversify your portfolio, you might have to buy individual securities, which exposes you to more potential volatility. Mutual Funds Are Professionally Managed Many investors don’t have the resources or time to buy individual stocks....

How the Trade Promotion Authority Works Congress uses the TPA to set trade objectives. Negotiators must consult with Congress throughout the process. Members make sure they meet those goals. Once the administration submits the agreement, Congress can’t change any details. Otherwise, Congress would second-guess every negotiating point. That makes it more difficult to extract concessions from trade partners. History of the TPA The Trade Act of 1974 first gave official Trade Promotion Authority to then-President Nixon....

With so many options available, you should know which type of invoice to send and when. For example, a business shipping goods to a different country needs to issue a commercial invoice that includes information about the goods and their value. A photographer, on the other hand, won’t need a commercial invoice for day-to-day invoicing, and they will likely use a standard invoice. Learn more about why proper invoicing is critical for your business’s cash flow, what elements must be included in an invoice, and the different types you can use....

There are two basic types of trusts: revocable and irrevocable trusts. However, there are many special types of trusts within these categories. Learn about some of the most common types of trusts, how they work, and how to pick a trust that suits your needs. Revocable Trust A revocable trust is a legal document you create to manage assets while you’re alive and distribute the remaining property to your beneficiaries when you die....

It’s surprisingly difficult to assess whether we’re about to enter a period of negative economic growth using conventional data. Prominent economists polled by the Wall Street Journal in October put the probability of a recession in the next year at anywhere from 1% to 100%. With expert opinion so divided, could oddball recession indicators like lipstick sales and whether the Phillies won the World Series offer added insight?Here’s a look at some of the unconventional economic indicators and what they currently say about whether a recession is on the way....

If you’re thinking about buying a variable annuity, you have many choices. A basic variable annuity offers tax-deferred growth and a wide selection of investments. It also comes with a promise that you’ll receive the amount you first paid into the account in the form of a death benefit. But most variable annuities are not basic: extra options such as enhanced living and death benefit riders are becoming more and more common....