Credit Karma

The Credit Karma app has some helpful tools to help manage your credit, and they’re all available for free. You can access your credit score and report, and receive credit and identity monitoring alerts. You also receive details about factors affecting your credit score, suggestions to improve your credit score, and recommendations for credit products that can help you save money. Other features of the app that aren’t directly related to your credit but are helpful in overall financial management include free tax filing, the ability to search unclaimed money, and a savings account. You can open a Credit Karma Savings account quickly in the app and start earning a high-yield interest rate. Cost: Free Platform: Android, iOS, Online

Credit Sesame

Credit Sesame is another free credit score app. This one provides a monthly Experian credit score and credit monitoring, summarizes your monthly debt payments, and lists your total debt balances. Compared to Credit Karma’s app, Credit Sesame’s features and functionality are limited. However, it does have some tools for homeowners, such as a home value estimate calculator and real-time savings advice on home loans. Cost: Free Platform: Android, iOS, Online

Debt Planner & Calculator with Banking Ledger

The Debt Planner and Calculator app by KickingLettuce Studios lets you organize and plan your debts and most importantly tells you how long will take you to get out of debt based on details about your debt and payment amounts. The app also now allows you to add your bank accounts and manage your banking ledgers. The basic version of the app supports six debts, and it calculates debt repayment based based on four different strategies. For a one-time in-app purchase of $1.99, you can track unlimited debts, add unlimited bank accounts, access custom monthly payments, and turn off ads. Cost: Free; $1.99 in-app purchase Platform: Android

Mint: Personal Finance & Money

Intuit’s Mint mobile app is does a lot more than credit management since it’s more of an overall personal finance app. The app pulls your banking and credit card transactions and categorizes them so you can quickly and easily see where you’re spending money. You can receive bill reminders, spending and balance alerts, and notifications of bank fees. Cost: Free Platform: Android, iOS, Online, Windows